[vc_row][vc_column][vc_column_text]<\/p>\n
K\u00fc\u00e7\u00fck esnaf ile sanatk\u00e2rlar\u0131n desteklenmesi ve halk bankac\u0131l\u0131\u011f\u0131n\u0131n geli\u015ftirilmesi amac\u0131yla 1938 y\u0131l\u0131nda faaliyete ge\u00e7en Halkbank, kesintisiz hizmetiyle daha da b\u00fcy\u00fcyerek bir\u00e7ok i\u015f kolunun kurulmas\u0131na \u00f6nc\u00fcl\u00fck etti. Yaz\u0131m\u0131zda bankam\u0131z\u0131n kurulu\u015f hik\u00e2yesini okuyabilirsiniz.<\/p>\n
[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”1#” title_font_size=”13″][vc_single_image image=”29101″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]1. D\u00fcnya Sava\u015f\u0131, Kurtulu\u015f Sava\u015f\u0131 ve 1929 D\u00fcnya Ekonomik Buhran\u0131, \u00fclkemizi mal darl\u0131\u011f\u0131, hayat pahal\u0131l\u0131\u011f\u0131 ve y\u00fcksek faiz bask\u0131s\u0131 alt\u0131nda a\u011f\u0131r ekonomik \u015fartlar\u0131n ya\u015fand\u0131\u011f\u0131 bir ortama s\u00fcr\u00fckler. \u00d6ncelikle dengeli bir toplum yap\u0131s\u0131n\u0131n gere\u011finin bilincinde olan gen\u00e7 T\u00fcrkiye Cumhuriyeti, k\u00fc\u00e7\u00fck esnaf ile sanatk\u00e2rlar\u0131n desteklenmesini ve halk bankac\u0131l\u0131\u011f\u0131n\u0131n geli\u015ftirilmesini hedefler. Ancak cumhuriyetin ilk y\u0131llar\u0131nda sermaye birikimi, \u00fcretim alanlar\u0131n\u0131n s\u0131n\u0131rl\u0131l\u0131\u011f\u0131, \u00f6zel sekt\u00f6r\u00fcn azl\u0131\u011f\u0131 nedeniyle ya\u015fanan ekonomik g\u00fc\u00e7l\u00fckler kredi kurumlar\u0131n\u0131n ortaya \u00e7\u0131k\u0131\u015f\u0131n\u0131 engeller.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”2#” title_font_size=”13″][vc_single_image image=”29102″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]<\/p>\n
23 May\u0131s 1938 y\u0131l\u0131nda faaliyete ge\u00e7en \u201cT\u00fcrkiye Halk Bankas\u0131\u201dn\u0131n kurulmas\u0131n\u0131n temelinde B\u00fcy\u00fck \u00d6nder Atat\u00fcrk’\u00fcn \u201cK\u00fc\u00e7\u00fck esnafa ve b\u00fcy\u00fck sanayi erbab\u0131na muhta\u00e7 olduklar\u0131 kredileri kolayca ucuza verecek bir te\u015fekk\u00fcl v\u00fccuda getirmek ve kredinin normal \u015fartlar alt\u0131nda ucuzlat\u0131lmas\u0131na \u00e7al\u0131\u015fmak da \u00e7ok laz\u0131md\u0131r.<\/em>\u201d fikri k\u0131lavuz olur.<\/p>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”3#” title_font_size=”13″][vc_single_image image=”29103″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]<\/p>\n \u00c7e\u015fitli d\u00fcnya \u00fclkelerindeki kooperatif hareketlerine paralel olarak geli\u015fme g\u00f6steren halk bankac\u0131l\u0131\u011f\u0131, bankam\u0131z\u0131n kurulmas\u0131yla beraber \u00fclkemizde de ba\u015flar. 1938-1950 y\u0131llar\u0131 aras\u0131nda finansman sa\u011flad\u0131\u011f\u0131 Halk Sand\u0131klar\u0131 kanal\u0131yla kredi hizmetlerini y\u00fcr\u00fct\u00fcr. \u0130lk Halk Sand\u0131klar\u0131 Ankara ve \u0130stanbul\u2019da kurulur. Sand\u0131klar kurulduklar\u0131 illerde bulunan esnaf\u0131n, k\u00fc\u00e7\u00fck sanat ve ticaret erbab\u0131n\u0131n kooperatifler kurmas\u0131n\u0131 te\u015fvik ederek her i\u015f kolunun kendi i\u00e7inde \u00f6rg\u00fctlenmesine \u00f6nemli katk\u0131larda bulunur. Bu \u00f6rg\u00fctlenme bi\u00e7imlerinin Halk Bankas\u0131 ve Sand\u0131klar\u0131 ile yayg\u0131nl\u0131k kazanmas\u0131 dokumac\u0131l\u0131k, bal\u0131k\u00e7\u0131l\u0131k, dericilik gibi i\u015f kollar\u0131n\u0131n daha da geli\u015fmesine ve verimliliklerinin artmas\u0131na \u00f6nemli katk\u0131lar sa\u011flar.<\/p>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”4#” title_font_size=”13″][vc_single_image image=”29104″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]<\/p>\n 1950 y\u0131l\u0131ndan sonra Halkbank\u2019a do\u011frudan \u015fube a\u00e7ma ve kredi kulland\u0131rma yetkisi tan\u0131n\u0131r. 1963 y\u0131l\u0131nda ad\u0131 \u201cT\u00fcrkiye Halk Bankas\u0131\u201d olarak de\u011fi\u015ftirilir ve \u201cHalk Sand\u0131klar\u0131\u201d banka \u015fubelerine d\u00f6n\u00fc\u015ft\u00fcr\u00fcl\u00fcr. 1964 y\u0131l\u0131n\u0131n ba\u015f\u0131ndan itibaren sermayesini art\u0131ran ve aktif bir \u00e7al\u0131\u015fma temposuna girerek \u00fclke \u00e7ap\u0131nda \u015fubele\u015fme politikas\u0131 uygulayan bankam\u0131z\u0131n mevduat ve kredi hacmi giderek y\u00fckselir. Halkbank orta s\u0131n\u0131f ve onun ekonomideki temsilcisi konumunda olan esnaf, sanatk\u00e2r ve k\u00fc\u00e7\u00fck i\u015fletmelerin sekt\u00f6rdeki ilk bankas\u0131 olur. Temel kredi politikas\u0131n\u0131 \u00f6ncelikle hedef kitlesinin kredilendirilmesi ve kredi kulland\u0131rma ko\u015fullar\u0131n\u0131n iyile\u015ftirilmesi \u00fczerine kuran bankam\u0131z, faaliyetlerini y\u0131llar itibariyle geli\u015ftirir ve bankac\u0131l\u0131k sekt\u00f6r\u00fcnde \u00f6nemli bir konuma ula\u015f\u0131r.<\/p>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”5#” title_font_size=”13″][vc_single_image image=”29105″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]2000 y\u0131l\u0131na gelindi\u011finde kamu bankalar\u0131n\u0131n \u00e7a\u011fda\u015f bankac\u0131l\u0131k ve uluslararas\u0131 rekabetin gereklerine g\u00f6re \u00e7al\u0131\u015fmalar\u0131n\u0131 ve \u00f6zelle\u015ftirmeye haz\u0131rlanmalar\u0131n\u0131 sa\u011flayacak \u015fekilde yeniden yap\u0131land\u0131r\u0131lma s\u00fcreci ba\u015flar. 2001 y\u0131l\u0131nda bankam\u0131zda organizasyon yap\u0131s\u0131, \u00e7a\u011fda\u015f bankac\u0131l\u0131\u011f\u0131n ve uluslararas\u0131 rekabetin gereklerine g\u00f6re tamamen de\u011fi\u015ftirilir. Operasyon a\u011f\u0131rl\u0131kl\u0131 bankac\u0131l\u0131k anlay\u0131\u015f\u0131na m\u00fc\u015fteri odakl\u0131 pazarlama faaliyetleri eklenir Halkbank yurt \u00e7ap\u0131nda yayg\u0131n \u015fubeleri ve yurt d\u0131\u015f\u0131 temsilcilikleri ile hizmet vermeye devam etmektedir. Bug\u00fcne kadar oldu\u011fu gibi bundan sonra da \u00fclkemiz ekonomisinin temelini olu\u015fturan esnaf, sanatk\u00e2r ve KOB\u0130\u2019lerin yan\u0131 s\u0131ra \u00fcretim, yat\u0131r\u0131m ve istihdam\u0131n art\u0131\u015f\u0131na katk\u0131da bulunan t\u00fcm giri\u015fimcileri \u00e7a\u011fda\u015f bankac\u0131l\u0131k anlay\u0131\u015f\u0131yla desteklemeye sekt\u00f6r\u00fcn g\u00fc\u00e7l\u00fc ve g\u00fcvenilir bankas\u0131 olarak devam edecektir.<\/p>\n [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":" [vc_row][vc_column][vc_column_text] K\u00fc\u00e7\u00fck esnaf ile sanatk\u00e2rlar\u0131n desteklenmesi ve halk bankac\u0131l\u0131\u011f\u0131n\u0131n geli\u015ftirilmesi amac\u0131yla 1938 y\u0131l\u0131nda faaliyete ge\u00e7en Halkbank, kesintisiz hizmetiyle daha da b\u00fcy\u00fcyerek bir\u00e7ok i\u015f kolunun kurulmas\u0131na \u00f6nc\u00fcl\u00fck etti. Yaz\u0131m\u0131zda bankam\u0131z\u0131n kurulu\u015f hik\u00e2yesini okuyabilirsiniz. [\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”1#” title_font_size=”13″][vc_single_image image=”29101″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]1. D\u00fcnya Sava\u015f\u0131, Kurtulu\u015f Sava\u015f\u0131 ve 1929 D\u00fcnya Ekonomik Buhran\u0131, \u00fclkemizi mal darl\u0131\u011f\u0131, hayat pahal\u0131l\u0131\u011f\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":29100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[2109,2110,31,2111],"class_list":["post-29099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasam","tag-banka","tag-halk","tag-halkbank","tag-mustafa-kemal-ataturk"],"_links":{"self":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/posts\/29099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29099"}],"version-history":[{"count":0,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/posts\/29099\/revisions"}],"wp:attachment":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}. <\/s>Yeni yap\u0131da, m\u00fc\u015fteri segmentasyonu kapsam\u0131nda, \u00f6zellikle KOB\u0130\u2019ler ile orta ve orta \u00fcst\u00fc gelir sahibi bireysel m\u00fc\u015fterilere ayr\u0131cal\u0131kl\u0131 \u00fcr\u00fcn ve hizmetler sunmak; m\u00fc\u015fteri odakl\u0131, kaliteli hizmet anlay\u0131\u015f\u0131n\u0131 geli\u015ftirmek \u00f6nem kazan\u0131r. 2000\u2019li y\u0131llar T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fc sat\u0131n almalar, birle\u015fmeler, yabanc\u0131 yat\u0131r\u0131mc\u0131lar\u0131n piyasaya giri\u015fi ile yeniden \u015fekillenmektedir.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=”innerItemContainer”][vc_column][eltd_section_title alignment=”left” title=”6#” title_font_size=”13″][vc_single_image image=”29106″ img_size=”full” el_class=”innerImageContainer”][vc_column_text el_class=”innerText”]<\/p>\n