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TDK\u2019n\u0131n yapt\u0131\u011f\u0131 tan\u0131ma g\u00f6re tasarruf; biriktirme, idareli harcama ve ki\u015fisel tutumu belirtmek i\u00e7in kullan\u0131lan bir kelime. Tasarruf denilince akla ilk para gelse de asl\u0131nda bu davran\u0131\u015f \u015fekli; zaman\u0131, yetene\u011fi ve e\u015fyay\u0131 da kapsayan geni\u015f bir tan\u0131ma sahip. Hayat\u0131m\u0131zda elde etti\u011fimiz kazan\u0131mlar\u0131 israf etmemek anlam\u0131na gelen tasarrufu te\u015fvik etmek amac\u0131yla 1924\u2019te d\u00fczenlenen 1. Uluslararas\u0131 Tasarruf Kongresi\u2019nde kabul edilen D\u00fcnya Tasarruf G\u00fcn\u00fc, her y\u0131l 31 Ekim\u2019de kutlan\u0131yor. Bizler de bu \u00f6nemli g\u00fcnde tasarruf yapman\u0131n kazand\u0131rd\u0131klar\u0131n\u0131 yaz\u0131m\u0131zda listeledik.<\/p>\n
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Anl\u0131k istek ve arzular\u0131 dizginlemeyi ba\u015fararak sa\u011flanan tasarruf, nefsimize h\u00e2kim olmay\u0131 \u00f6\u011fretir, hay\u0131r diyebilme yetisi kazand\u0131r\u0131r. Bir \u015fey sat\u0131n almadan \u00f6nce durup \u201cBuna ger\u00e7ekten ihtiyac\u0131m var m\u0131?\u201d diye sorarak kendimizi uyarabilir, harcamalar\u0131 gelirimize g\u00f6re kontroll\u00fc yaparak se\u00e7imlerimizde gereksiz sat\u0131n almalar\u0131n \u00f6n\u00fcne ge\u00e7mi\u015f oluruz.<\/p>\n
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Daha az sat\u0131n alma ve daha az t\u00fcketim, par\u00e7as\u0131 oldu\u011fumuz do\u011faya da zarar vermez. Unutmamak laz\u0131m ki ald\u0131\u011f\u0131m\u0131z her \u00fcr\u00fcn do\u011faya karbon ayak izi b\u0131rak\u0131r. Tasarruf ederek ve harcamalar\u0131m\u0131zdan k\u0131sarak g\u00fcn\u00fcm\u00fcz\u00fcn en b\u00fcy\u00fck problemlerinden biri olan k\u00fcresel \u0131s\u0131nma ve \u00e7evre kirlili\u011fi gibi sorunlar\u0131 \u00e7\u00f6zmek ad\u0131na \u00f6nemli bir ad\u0131m atabiliriz.<\/p>\n
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Gelecek her ne kadar planlan\u0131rsa planlans\u0131n, hayat her zaman beklenmeyen durumlarla doludur. Hastal\u0131k, kaza, yolculuk veya i\u015f kayb\u0131 gibi ani ve beklenmedik olumsuz ko\u015fullarda birikimlerimiz imdad\u0131m\u0131za yeti\u015fir ve g\u00fcvenli ad\u0131mlar atmam\u0131z\u0131 sa\u011flar.<\/p>\n
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Tasarruf yapman\u0131n bir\u00e7ok yolu vard\u0131r: Market al\u0131\u015fveri\u015flerimizde indirimli \u00fcr\u00fcnleri tercih edebilir, ofisimize evimizde haz\u0131rlad\u0131\u011f\u0131m\u0131z \u00f6\u011f\u00fcnleri g\u00f6t\u00fcrebilir, plastik \u015fi\u015fe su kullanmak yerine matara kullanabilir, harcama yapmadan \u00f6nce istek mi ihtiya\u00e7 m\u0131 oldu\u011funu d\u00fc\u015f\u00fcnebilir, ayl\u0131k birikim hedefi belirleyebilir, teknolojiden yard\u0131m alabilir, ikinci el sat\u0131\u015f yapan ma\u011fazalara y\u00f6nelebilir, bisikleti bir ula\u015f\u0131m arac\u0131 olarak kullanarak yol masraflar\u0131ndan k\u0131sabiliriz. Bu \u00f6rnekler tamamen tasarruf yapmak isteyen ki\u015finin hayat tarz\u0131yla alakal\u0131 olacakt\u0131r.<\/p>\n
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\u0130ster kendimize bir yat\u0131r\u0131m hesab\u0131 a\u00e7al\u0131m; ister \u00e7e\u015fitli yat\u0131r\u0131m y\u00f6ntemlerinden birini se\u00e7elim; ister bir kumbarada para biriktirelim… Yat\u0131r\u0131m yapabilece\u011fimiz b\u00fct\u00e7eler gelirimiz do\u011frultusunda farkl\u0131l\u0131k g\u00f6sterse de k\u00fc\u00e7\u00fck yat\u0131r\u0131mlar b\u00fcy\u00fck getirilere d\u00f6n\u00fc\u015febilir.<\/p>\n
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[vc_row][vc_column][vc_column_text] TDK\u2019n\u0131n yapt\u0131\u011f\u0131 tan\u0131ma g\u00f6re tasarruf; biriktirme, idareli harcama ve ki\u015fisel tutumu belirtmek i\u00e7in kullan\u0131lan bir kelime. Tasarruf denilince akla ilk para gelse de asl\u0131nda bu davran\u0131\u015f \u015fekli; zaman\u0131, yetene\u011fi ve e\u015fyay\u0131 da kapsayan geni\u015f bir tan\u0131ma sahip. Hayat\u0131m\u0131zda elde etti\u011fimiz kazan\u0131mlar\u0131 israf etmemek anlam\u0131na gelen tasarrufu te\u015fvik etmek amac\u0131yla 1924\u2019te d\u00fczenlenen 1. Uluslararas\u0131 Tasarruf […]<\/p>\n","protected":false},"author":1,"featured_media":27485,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[4349,4350,1343],"class_list":["post-27484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasam","tag-birikim","tag-idareli-harcama","tag-tasarruf"],"_links":{"self":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/posts\/27484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27484"}],"version-history":[{"count":0,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=\/wp\/v2\/posts\/27484\/revisions"}],"wp:attachment":[{"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/soms.invekor.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}